Which type of insurance typically covers vehicle-related injuries to patients?

Liability insurance is designed to cover expenses and damages that the policyholder may be responsible for when someone else is injured or has their property damaged due to their actions. In the context of vehicle-related injuries, liability insurance generally covers bodily injuries sustained by others in an accident where the insured party is deemed at fault. This means that if a patient is injured in an accident involving a vehicle and the responsible driver has liability insurance, the patient’s medical expenses and other associated costs can often be covered under this insurance.

While auto insurance does provide coverage for the policyholder's own injuries and damages to their vehicle, it is the liability component that is crucial for covering injuries inflicted upon others. Health insurance, on the other hand, typically covers medical expenses but does not specifically address vehicle-related incidents. Personal injury insurance is more focused on protecting against personal injuries regardless of fault, but it may not cover the specifics of liability claims. Thus, liability insurance is the most relevant type for addressing vehicle-related injuries to patients when another party is at fault.