If a patient is injured in an automobile accident, which type of insurance would be applicable?

Liability insurance is the correct type of insurance that would be applicable in the case of a patient injured in an automobile accident. This is because liability insurance is designed to cover costs related to damages and injuries that one party is legally responsible for in an accident. In the context of an automobile accident, if the insured driver is found to be at fault, the liability insurance would provide coverage for the medical expenses, property damage, and other related costs incurred by the injured party.

While health insurance could cover the victim's medical bills, it is not the primary insurance responsible for compensating injuries resulting from an automobile accident. Life insurance, on the other hand, provides benefits in the event of the policyholder's death and does not address injury claims arising from accidents. Property insurance protects against loss or damage to physical property, which would not apply in this scenario as the focus is on personal injury due to an accident. Therefore, liability insurance is specifically designed to handle such situations, making it the most applicable choice.